Small Business Administration Services​ - Serving Ohio and Beyond


Life, Inc. Retirement Services wants to be your third-party administrator for all your retirement plan needs. Just as we want to make things simple for the plan sponsor, we want to make things simple for you by offering a single point of contact you share with yours plans. This also means you have one person familiar with all your plans so they're familiar with your clients and their needs. In our processes we develop materials specific to your clients and their level of understanding of their plan. We also do an annual plan review with your clients, complete with customized plan review materials. In these meetings we will discuss prior year results, outline potential issues for the coming years and review any changes to the company to make sure you know what to expect from your retirement plans.

      We Are Dedicated to These Principles: 

  • Commitment to our processes
    • Superb Customer Service
    • Proficient Results
    • Tailored Solutions
    • Utilizing Technology Solutions
  • Embracing Easy to Use Solutions
    • Technology Solutions for End of Year Census Up Loads
    • Providing Simple and Easy Employer Authorization and Notification Systems

Retirement Plan Third-Party Administrator Services

  • Initial and on going plan design
  • Preparation & maintenance of the plan's adoption agreement and supporting documents
  • All year end reporting and compliance testing (ADP/ACP, Top Heavy, Coverage, etc.)
  • Annual Government Forms (Form 5500 & schedules, 8955-SSA, SAR, etc.)
  • Contribution calculation preparation and allocation 
  • Proactive monitoring of your plan throughout the year (Loan Defaults, Vesting, etc.)
  • Fiduciary education and materials for you and your plan
  • Large Plan Audit support, if applicable
  • Reconciliation and record keeping of trust assets
  • Distribution and loan processing
  • Determining employee eligibility
  • Maintaining and updating participant vesting
  • Participant statement preparation
  • Review of participants for any required minimum distributions
  • Prepare participant notifications (Safe Harbor, 404(c), QDIA, etc.), and assist on distribution*

Additional Services

  • Retirement Plan Consulting
  • Fiduciary Workshops
  • Fiduciary Services for Advisors in Ohio

*Additional fees may apply for shipping and printing, but electronic distribution is free.